中英文翻译解释: 信贷管理部-宜人贷问答
中英文翻译解释: 信贷管理部
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3/06 Hubei University Undergraduate of Finance
Certificate in English Level: CET6 class
2003/7- now Hankou Bank, Wuhan
2004 / 2 - so far
Wuluo Road Branch Operations Account Manager
? Provide customers with financing options to help customers apply for a credit limit
? maintain the stock of high-quality loan customers branch, timely adjustment of product structure of such customers and credit policies
? Memory loan clients expand their regional resources, the successful introduction of a new international business clients and customer deposits and loans
? assist other client manager to complete the investigation and credit loans to pre-investigation report writing
? vigorously promote bank cash trade finance, cash management and credit services. To ensure good customer relations, customer feedback and market information, timely delivery to the market and product development department
? participation in regional structures and needs within the customer research provides direction for business expansion
? with the bank's internal unity and cooperation in other sectors to ensure high quality and efficient service
? 2006 Account Manager 5 in 2007 upgraded to four client manager
2007 / 5 - 2008 / 5, Wu Luo Lu Branch Management Credit reviewer (concurrently)
? responsible for branch loans to the trial, suggesting that risk, and propose risk control methods and strategies to improve credit report
? complete the loan out of account audits to ensure that credit information is complete and meet compliance requirements under the premise of lending out of account
? After the quarterly loan-to-check finds that timely follow-up loan capital flows and financial position of customer operations
4/2 Wu Luo Lu branch counter Chuxu Yuan (trainee)
? banks for the mode of operation of private business practices, understanding the business of cash settlement
? independently savings post work and get a quarter "error-free bonus"
1. Work experience:
5 years of working experience, in which a client manager position in four years, master all kinds of bank credit and products. Are familiar with the local market in Wuhan, there is development potential customers, the ability to maintain customer relationships, there is a certain degree of customer resources.
2. The professional knowledge and skills:
? extensive experience in the credit business operations, various types of credit risk control have a stronger understanding of
? diverse customer marketing for different sectors of the large, medium and small customers to adopt a different marketing methods, respectively, have strong negotiation and bargaining power
? familiar with the region, customer type structure, self-confidence have excellent customer service and customer management capabilities to develop the ability
3. Personality traits:
Personality steady
Willing to accept the challenge
4. Professional certification:
Securities practitioners qualification certificates
Financial Planner Certificate
5. Language ability:
Basic English reading and writing skills
6. Working life planning:
Wish to enter the bank with an advanced management system, contact the young, progressive management team, engaged in customer relationship management and maintenance work
7. At present salary benefits:
? an annual base salary: RMB 1300 / month * 12 = RMB 15,600 (before tax)
? fares and communication allowance: RMB 580 / month * 12 = 6960 yuan
? prize money: 26,000 yen (before tax)
? holiday festivals fee: 7,000 yuan
? Labor Insurance supplies: RMB 200 / month * 12 = 2400 yuan
? cooling heating costs: RMB 300 / month * 6 = RMB 1800
回答者：h***0 |
enterprise在公共英语中更偏向“事业”的意思，指个人事业，在专业英语中是“企业”的意思，企业这个词就是从英语中的enterprise来的
company就是“公司”的意思，可以和corporation换着用
company有独立的法人身份
institutions一般是指（公共）机构
organ一般用于（政府）机构，例如Parliament is an organ of government
organisation是管理学中的一个概念，译成中文就是组织，按照管理学的概念，只要是有一个共同的目标，都可以成为organisation，所以组织可以代指的就太多了，但是公司，企业肯定是一个organisation
enterprise对应中文的“企业”
而company 对应“公司”
所以在理解这两个词的区别是就涉及到“企业”和“公司”的区别了，其实是这样的
公司是按照《Company Act》即《公司法》成立的组织，相当于英文中的corporation，
而“企业”有广义和狭义之分
广义的企业包括 company(corporation), sole trader and partnership，即，公司，独资企业和合伙企业
而狭义的企业只指独资和合伙企业
当这两个词放在一起并列时，enterprise指狭义的企业
狭义的企业和公司有很多不同
最重要的是公司有独立的法人身份，与公司的所有者相分离，因此在公司法中会涉及到“lifting the veil”的问题，即，“揭开公司的面纱”
这个说起来东西就多了
你只要知道，company 和 enterprise所指的范围分别是 公司和企业就行了
至于剩下的
我第一次解释的已经很清楚了
organ有一个更广义的用法，就是a part of an organisation or group,我想这个解释应该很清楚了，organ就是组织的器官，其实就是组织中的部门，机构的意思，但常用于政府机构
回答者：y***0 |
tax element
tax evasion
逃税；瞒税
tax exemption
Tax Exemption Certificate
免税证明书
避税乐园；避税天堂
tax heldover
延缓缴纳的税款
tax holiday
tax in default
Tax Innovation Committee
新税项审议委员会
Tax Inspector
tax investigation
tax liability
纳税责任；税务负担
tax loophole
tax payable
tax position
tax proposal
blank endorsement 空白背书；不记名背书
blanket insurance 总括保险；综合保险；统保
blanket policy 总括保险单；统保单
block 交易单位〔证券〕；大宗股票；集团
block allocation 整体拨款；整笔拨款
block capital grant 整笔非经常补助金
block discount policy 折扣统保单
block grant 整笔补助金
block grant system 整笔补助金制度
block offer [securities] 整批发售〔证券〕
block vote 整体拨款
blue chip 蓝筹股；优质股票
board lot 交易单位；上牌单位；"一手"
Board of Governors of the International Monetary Fund 国际货币基金组织理事会
Board of Governors of the World Bank 世界银行理事会
Board of Hong Kong Futures Exchange Limited 香港期货交易所有限公司董事局
Board of Inland Revenue 税务委员会
Board of Review [inland revenue] 税务上诉委员会
Board of Trade Clearing Corporation [Chicago] 交易所结算公司〔芝加哥〕
Board of Treasury 库务管理委员会
board trading 上板式买卖
BOCI Capital Limited 中银国际融资有限公司
body corporate 法团；法人团体
Bogor Declaration 《茂物宣言》
bogus transaction 虚假交易
bona fide mortgage 真正抵押
bona fide transaction 真正交易
bona vacantia 无主财物
bond 债券；担保契据；担保书；债权证明书
bond denominated in Hong Kong dollars 以港元为本位的债券；港元债券
bond fund 债券基金
bond rating 债券评级
bonded warehouse 保税仓
bonus 花红；红利；奖金
bonus issue 红股发行
bonus share 红股
保护关税（Protective Tariff）
保税制度（Bonded System）
布鲁塞尔估价定义（Brussels Definition of Value BDV）
差别关税（Differential Duties）
差价关税（Variable Import Levies）
产品对产品减税方式（Product by Product Reduction of Tariff）
超保护贸易政策（Policy of Super-protection）
成本(Cost）
出厂价格（Cost Price）
初级产品（Primary Commodity）
初级产品的价格（The Price of Primang Products）
出口补贴（Export Subsidies）
出口动物产品检疫（Quarantine of Export Animal products）
出口管制（Export Contral）
出口税（Export Duty）
出口退税（Export Rebates）
出口信贷（Export Finance）
·商务英语：集装箱术语缩写
出口限制（Export Restriction）
出口信贷国家担保制（Export credit Guarantee)
出口许可证（Export Licence）
储备货币（Reserve Carreacy）
处于发展初级阶段（In the Early Etages of Development）
处理剩余产品的指导原则（The Guiding Principle of Clealing With the Surplus Agricultural Products）
船舶（Vessel）
从量税（Specific Duty）
从价（Ad Valorem）
从价关税（Ad Valorem Duties）
单方面转移收支（Balance of Unilateral Transfers）
动物产品（Animal Product）
多种汇率（Multiple Rates of Exchange）
反补贴税（Counter Vailing Duties）
反倾销（Anti-Dumping）
反倾销税（Anti-dumping Duties）
关税（Customs Duty）
关税和贸易总协定（The General Agreement On Tariffs And Trade）
关税合作理事会（Customs Co-operation Council）
· 英语中11种“钱”的表达方法
关税减让（Tariff Concession）
关税配额（Tariff Quota）
关税升级（Tariff Escalation）
关税水平（Tariff Level）
关税税则（Tariff）
关税同盟（Customs Union）
关税和贸易总协定秘书处（Secretariat of GATT）
规费（Fees）
国际价格（International Price）
约束税率（Bound Rate)
自主关税（Autonomous Tariff)
最惠国税率(The Most-favoured-nation Rate of Duty)
优惠差额（Margin of Preference)
优惠税率（Preferential Rate)
有效保护率（Effective Vate of Protection)
回答者：g***7 |
不知道下面的行不行，希望你能用上。
除了下面给出地，你也可以瞧瞧偶给其他人的解答 Financing Solutions - Think Outside The Bank July,2007 by Stephen BushCommercial financing borrowers are likely to feel that a traditional bank is their best source for business financing. However, because most traditional banks focus on a small number of established industries, non-traditional (non-bank) and non-local commercial lenders should be considered for most commercial financing situations. Therefore the recommended commercial financing strategy (as discussed in this article) is to Think Outside the Bank”. There are several commercial financing situations in which commercial borrowers will frequently find that non-traditional commercial lenders are better positioned to provide terms that are more advantageous to the commercial borrower: (1) Business cash advance and credit car (2) comme and (3) credit card processing programs. In some cases a traditional bank will offer to provide commercial financing but will attach excessively stringent terms and covenants. In other cases a traditional bank will decline the commercial financing outright, perhaps because they do not even provide business financing to the commercial borrower’s particular industry. In either case, the commercial borrower is likely to benefit by Thinking Outside the Bank”. As I noted in an earlier commercial financing article, in many non-competitive business financing situations it is not unusual for a local traditional bank to impose harsher commercial financing terms than would typically be seen in a more competitive business financing market. Such traditional banks routinely take advantage of a relative lack of other commercial lenders in their local market. An appropriate response by commercial borrowers is to seek out non-bank commercial financing options. It is neither necessary nor wise for commercial borrowers to depend only upon local traditional banks for commercial financing solutions. For most commercial financing situations, a non-local and non-bank commercial lender is likely to provide improved business financing terms because they are accustomed to competing aggressively with other commercial lenders. COMMERCIAL FINANCING EXAMPLE ONE - THINK OUTSIDE THE BANK Business Cash Advance and Credit Card Receivables Programs Most businesses that accept credit cards in their business will qualify for a business cash advance with their credit card receivables. Traditional banks will typically be very poor candidates to consider if a business needs assistance with credit card factoring and business cash advances. Because even thriving businesses frequently need more cash than they can borrow from a bank, it can be of critical importance for a business to Think Outside the Bank” and locate non-traditional lenders to assist with this commercial financing need. COMMERCIAL FINANCING EXAMPLE TWO - THINK OUTSIDE THE BANK Commercial Mortgage Loans Two of the most common commercial financing difficulties experienced by commercial borrowers can be avoided if they Think Outside the Bank”. The first commercial financing situation is the prevailing practice of traditional banks to avoid most special purpose properties (such as funeral homes and churches). The second commercial financing situation is the typical practice of most commercial banks to attach balloon and/or recall provisions to their commercial loans (which means that the bank can require early repayment of the commercial loan under various conditions). Both of these undesirable commercial financing situations can usually and easily be avoided by considering a non-traditional and non-bank lender. COMMERCIAL FINANCING EXAMPLE THREE - THINK OUTSIDE THE BANK Credit Card Processing Programs The choice of an appropriate credit card processing service can be instrumental in improving the profitability of businesses with a high volume of credit card activity. The analysis of credit card processing providers can be effectively combined with the credit card factoring and credit card receivables process described above. In assessing a business cash advance program, it is frequently possible to simultaneously arrange for a substantial improvement in the merchant’s credit card processing program. Because traditional banks are usually not competitive in providing assistance with credit card factoring, it is equally likely that a non-traditional lender will be the primary source of effective and competitive help with credit card processing. A closing commercial financing thought: I have written an earlier commercial financing article about commercial lenders to avoid. It should be noted that there are in fact both traditional and non-traditional (non-bank) lenders which should be avoided. So when commercial borrowers Think Outside the Bank”, it is still of critical importance that they are prepared to avoid a wide variety of problematic non-traditional commercial lenders in their search for viable commercial financing, especially when it involves business cash advance (credit card receivables and credit card factoring) programs, credit card processing services and commercial real estate financing. 商业融资处理方案-比如银行外 2007年7月由Stephen布什 商业融资的借款人可能会认为，传统的银行是他们的最佳来源的商业融资。然而，由于大多数传统银行侧重于少数设立工业，非传统（非银行）和非本地商业银行应考虑大多数商业融资的拈况。因此，提议商业融资战略（如本文中讨论）是跳出本行“ 。 有几个商业融资情况下，商业借款人常常发现，非传统的商业银行将能够更好地提供的条件更有利的商业借款人： （ 1 ）商业透支现金和信用卡保理业务程序; （ 2 ）商业按揭贷款;和（ 3 ）信用卡解决程序。在某些情况下，传统的银行将提供商业融资，但附加条件过于严格和盟约。在其他情况下，传统的银行将下降彻底的商业融资，这可能是因为他们甚至不提供商业融资，商业借款人的特定行业。在这两种情况下，商业借款人可能会受益于银行外思考“ 。 正如我在较早的商业融资的文章，在许多非竞争企业融资情况下，它并没有啥不寻常的地方传统的银行实行更加严厉的商业融资条件比通常被视为在1个更具竞争力的企业融资市场。这种传统的银行通常利用相对缺乏其他商业银行在其当地市场。作出适当的反应是由商业借款人寻找非银行的商业融资方案。这是既无必要，也明智的商业借款取决于只有在当地传统的商业银行融资解决方案。对于大多数商业融资的情况下，非本地和非银行的商业银行有可能提供更好的企业融资条件，因为他们所熟悉的竞争积极与其他商业银行。 商业融资比如-比如银行外 企业现金和信用卡应收帐款程序 大多数企业认为接受信用卡将在其业务资格的商业现金透支的信用卡应收款。传统的银行通常会是特别贫穷的候选人，以考虑是不是需要援助业务与保理业务和信用卡业务现金垫款。因为即使是蓬勃发展的企业往往需要更多的现金，他们可以比银行贷款，它可以是极其重要的商业银行外的思考“ ，并找到非传统的贷款，以协助这个商业融资的需要。 商业融资两名-比如银行外 商业按揭贷款 两个最常见的商业融资遇到困难的商业贷款，可避免假如他们认为银行外“ 。第一商业融资情况是普遍存在的做法，传统的银行，以避免最特殊用途性质（如殡仪馆和教堂） 。第二商业融资的情况是典型的做法，大多数商业银行的重视气球和/或召回规定的商业贷款（这意味着银行可以要求提前偿还的商业贷款不同条件下） 。这两种不良商业融资的情况，通常可以非常容易地避免和审议了非传统和非银行贷款。 商业融资例3 -比如银行外 信用卡处理程序 选择一个适当的信用卡处理服务，可有助于改善企业的盈利与大量的信用卡活动。分析信用卡处理供应商，オ能有效地结合信用卡保理业务和信用卡应收款上述进程。在评估企业现金透支程序时，它常常是有可能同时安排大大提高商家的信用卡处理程序。由于传统的银行通常是没有竞争力，在提供援助信用卡保理业务中，也同样可能是一个非传统的贷款将是主要来源的有效和有竞争力的帮忙，信用卡处理。 闭幕商业融资认为：我已经写的早期商业融资文章商业银行，以避免。应该指出的是，事实上，传统和非传统（非银行）贷款，应加以避免。因此，当借款人跳出商业银行“ ，它仍然是至关重要的，它们准备，以避免各种难题的非传统的商业银行在寻求可行的商业融资，尤其是当它涉及业务现金透支（信用卡应收款和信用卡保理）程序，信用卡处理服务和商业房地产融资。
回答者：b***6 |
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