你好我想问下，我光大银行信用卡逾期记录，房贷办不下来，让去开个非恶意还款证明，光大银行不给开怎么办？
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这个比较麻烦，你如果当时在光大银行贷这个款就没什么问题了！
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这个比较麻烦，你如果当时在光大银行贷这个款就没什么问题了！
这个只能和银行那边去协商，具体的也不太好说
逾期了多少次？记得以前碰到过，给现在贷款的银行写个说明书保证书就ok了
这样的情况你要去光大银行信贷部协商了，要看你当时逾期的时间和次数，拖太长的话银行里面肯定是认定你恶意拖欠了！如果就相隔个1-2天想想办法通融一下！
这个你只有去和银行协商了。
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